Conn's alternatives in Houston in 2026: 8 stores compared
Conn's closed every store in 2024, but Houston shoppers still search for a replacement. We compared eight Houston furniture stores on financing, Google reviews and showrooms, including options that do not depend on a credit score.
Key Takeaways
- Conn's is closed. It filed Chapter 11 on July 23, 2024 and its stores shut by around October 31, 2024.
- Old accounts: conns.com directs customers to its bankruptcy case page and a customer service number.
- Credit decides the best alternative. Cards suit good credit. Lease-to-own lenders suit no credit.
- The big chains have thousands of Google reviews: Bel 6,041, Rooms To Go 4,928, Exclusive 4,206, Ashley 3,958 and Affordable 3,546.
- We run On Demand. We say so wherever it appears and include where it falls short. See how our financing works or check what you pre-qualify for.
What happened to Conn's
Conn's HomePlus, based in The Woodlands, filed for Chapter 11 bankruptcy in Texas on July 23, 2024, and all Conn's and Badcock stores were permanently closed by around October 31, 2024, according to Wikipedia's summary of news coverage. If you have an old Conn's account, conns.com points customers to the bankruptcy case page and a customer service number, 1-800-511-5750. We are not affiliated with Conn's and cannot access its accounts.
Why Houston shoppers used Conn's
It sold furniture, mattresses and appliances in one place and offered its own installment financing. These stores cover some of that, but none is a copy.
How we put this together
Disclosure: On Demand Furniture & Mattress is our store. We read each store's own website and Google Maps listing on October 19, 2026. We do not rank stores unless a page says so, because the right one depends on your credit, budget and timing.
8 Conn's alternatives in Houston
1. Rooms To Go
The big staged-showroom chain, closest to Conn's old one-stop feel for shoppers with good credit.
- Google: 4.4 stars, 4,928 reviews
- Where: 2 Houston showrooms plus an outlet; Memorial Mall is the largest listing
- Financing: the Rooms To Go Synchrony card, plus Klarna, Affirm and Afterpay
Trade-off: the card application is a hard credit inquiry and a down payment is typically required to cover tax and delivery, and its return policy says returns may incur a fee equal to the original delivery charge.
Best suited for
Shoppers with good credit who want to see full rooms staged in a showroom.
2. Ashley
A large catalog with a card and a lease-to-own option.
- Google: 4.4 stars, 3,958 reviews
- Where: 2 Houston stores plus an outlet; Tomball Pkwy is the largest listing
- Financing: the Ashley Advantage Synchrony card with 6, 12, 18 and 24-month no-interest-if-paid-in-full offers, and a lease-to-own option
Trade-off: the card's no-interest offers are deferred interest: if the balance is not paid in full in time, interest is charged from the purchase date, and its page lists a 34.99% purchase APR for new accounts opened after 7/31/2025.
Best suited for
Shoppers with good credit who will pay a purchase off inside the promotional window.
3. Bel Furniture
The largest Google review count on this list, with showrooms across the Houston area.
- Google: 4.8 stars, 6,041 reviews
- Where: 4 Houston-area showrooms (Spring, Sharpstown, Humble, Katy)
- Financing: Progressive Leasing and Synchrony promotional financing, with a page explaining what "no credit check" means
Trade-off: its financing page does not list a down payment, and terms depend on the lender.
Best suited for
Shoppers who want the biggest showroom selection and a well-reviewed chain.
4. Exclusive Furniture
A big showroom with six lenders on one financing page.
- Google: 4.8 stars, 4,206 reviews
- Where: 3 Houston listings; 6900 Southwest Fwy is the largest
- Financing: Snap, Progressive Leasing, American First Finance, Affirm, Wells Fargo and Koalafi
Trade-off: more lenders means more reading before you choose, and early purchase options depend on the provider.
Best suited for
Shoppers who want to compare several lenders on one page.
5. Affordable Furniture
A budget-focused Houston chain with a financing page and a layaway program.
- Google: 4.9 stars, 3,546 reviews
- Where: 3 Houston listings; main showroom 6654 Gulf Fwy
- Financing: Snap Finance (lease-to-own), Synchrony (promotional credit for good credit) and a layaway program
Trade-off: its financing page warns that high interest rates and fees may apply on lease-to-own, and it does not list a down payment.
Best suited for
Shoppers who want a big, well-reviewed local chain plus a layaway option.
6. Monn Furniture
A smaller store with a ladder of lenders and free white-glove delivery in the Houston area.
- Google: 4.9 stars, 65 reviews
- Where: 1 showroom, 12430 Tomball Pkwy
- Financing: seven lenders in a recommended order (Snap first, then Progressive, Koalafi, American First Finance, Kafene, Affirm and Synchrony), with $0 down at some lenders; free white-glove delivery in the Houston area
Trade-off: six or seven separate applications means more steps if you are turned down, and it has far fewer Google reviews than the big chains.
Best suited for
Shoppers who expect to try more than one lender and want delivery included.
7. Supreme Furniture & Mattress
A store with plain numbers on its financing page and a Spanish-language version.
- Google: 4.7 stars, 126 reviews
- Where: 1 showroom, 7521 N Freeway
- Financing: no credit needed lenders including Snap and American First Finance, plus Synchrony for good credit; as little as $40 down depending on the provider; a Spanish-language financing page
Trade-off: the lowest down payment depends on the provider you are approved with.
Best suited for
Shoppers who want clear requirements before they apply, including Spanish speakers.
8. On Demand Furniture & Mattress
Our store. It focuses on delivered room packages, sectionals and bedroom sets with no credit needed financing.
- Google: 4.9 stars, 260 reviews
- Where: 1 showroom, 10776 Grant Rd
- Financing: one application reviewed across five no credit needed lenders (Snap, American First Finance, Katapult, Vernance and Koalafi), with each lender's down payment and early payoff fee listed on our financing page; same-day delivery on in-stock items ordered before 1 PM
Trade-off: we have one showroom and 260 Google reviews, no promotional credit for good credit, and financed orders are locked once signed with a 25% fee to change or cancel.
Best suited for
Shoppers with no credit or bruised credit who want delivered packages, sectionals and bedroom sets.
The alternatives side by side
| Store | Showrooms | Financing | |
|---|---|---|---|
| Rooms To Go | 4.4 stars, 4,928 reviews | 2 Houston showrooms plus an outlet; Memorial Mall is the largest listing | the Rooms To Go Synchrony card, plus Klarna, Affirm and Afterpay |
| Ashley | 4.4 stars, 3,958 reviews | 2 Houston stores plus an outlet; Tomball Pkwy is the largest listing | the Ashley Advantage Synchrony card with 6, 12, 18 and 24-month no-interest-if-paid-in-full offers, and a lease-to-own option |
| Bel Furniture | 4.8 stars, 6,041 reviews | 4 Houston-area showrooms (Spring, Sharpstown, Humble, Katy) | Progressive Leasing and Synchrony promotional financing, with a page explaining what "no credit check" means |
| Exclusive Furniture | 4.8 stars, 4,206 reviews | 3 Houston listings; 6900 Southwest Fwy is the largest | Snap, Progressive Leasing, American First Finance, Affirm, Wells Fargo and Koalafi |
| Affordable Furniture | 4.9 stars, 3,546 reviews | 3 Houston listings; main showroom 6654 Gulf Fwy | Snap Finance (lease-to-own), Synchrony (promotional credit for good credit) and a layaway program |
| Monn Furniture | 4.9 stars, 65 reviews | 1 showroom, 12430 Tomball Pkwy | seven lenders in a recommended order (Snap first, then Progressive, Koalafi, American First Finance, Kafene, Affirm and Synchrony), with $0 down at some lenders; free white-glove delivery in the Houston area |
| Supreme Furniture & Mattress | 4.7 stars, 126 reviews | 1 showroom, 7521 N Freeway | no credit needed lenders including Snap and American First Finance, plus Synchrony for good credit; as little as $40 down depending on the provider; a Spanish-language financing page |
| On Demand Furniture & Mattress | 4.9 stars, 260 reviews | 1 showroom, 10776 Grant Rd | one application reviewed across five no credit needed lenders (Snap, American First Finance, Katapult, Vernance and Koalafi), with each lender's down payment and early payoff fee listed on our financing page; same-day delivery on in-stock items ordered before 1 PM |
Facts about other stores come from each store's own website and Google Maps, read October 19, 2026, and can change. Confirm with the store before you buy.
How to choose
If your credit has recovered, a big-chain card can be the cheapest. If it has not, compare lease-to-own lenders and ask each about early purchase options. Conn's also sold appliances, which most of these stores do not, so check before you plan a full kitchen. See Conn's vs Rooms To Go and no credit check furniture in Houston.
Frequently Asked Questions
Is Conn's still open in Houston?
No. Conn's HomePlus closed all its stores by around October 31, 2024 after filing for Chapter 11 in July 2024.
What is the best alternative to Conn's in Houston?
It depends on your credit. For a big chain, look at Rooms To Go, Ashley or Bel. For financing that does not rely on a credit score, look at Affordable, Exclusive, Monn, Supreme or On Demand.
Who has Conn's-style financing now?
No store copies it. Several Houston stores use lease-to-own lenders such as Snap, American First Finance, Katapult and Koalafi. See how financing works at On Demand.
What about my Conn's account?
Use the customer service and bankruptcy case information on conns.com. We cannot access Conn's accounts.